Live Well. Below Your Means.

How can you save money by spending smart?

There are literally hundreds of ways to save money on the things you purchase every day. Here’s a few:

• - Are you a coffee achiever? Consider that your $4 a day latte adds up to around $120 a month (or $1,400 a year). Buy a good quality coffee machine instead.
• - Paying too much for insurance? Take some time to get quotes from competitors and compare. You could save hundreds of dollars a year.
• - Consider vacationing during the off season. You’ll not only avoid the crowds, you’ll save a bunch on hotel costs.
• - Do you really need all of the services you have on your phone? Consider how much you use Caller ID or Call Forwarding and cut what you don’t need.
• - Have you been to the library lately? Besides having books and periodicals to help keep you informed and entertained, they also often have DVDs and music CDs that you can check out for free.

Get the idea? Check out the links below for some additional thoughts and be sure to share your money-saving tips with us on our livewellbelowyourmeans.org blog.

One more thing to consider: If you’re in the market for a new vehicle, DOCFCU can help you get prequalified for a loan to not only keep you on budget, but also avoid paying high-interest loan rates provided by dealerships. Visit www.docfcu.org for additional information.

Links

www.wesabe.com helps you organize and track your spending patterns and helps you pinpoint areas where you can improve.

Ready to start cooking at home? Check out www.allrecipes.com and www.betterrecipes.com.

Learn how to lower your energy costs and save money on basic home repairs at www.lowes.com and www.homedepot.com

www.gasbuddy.com can help you find the cheapest gas rates in your area.

www.kayak.com offers hotel rates and other travel products from more than 140 sources.

www.recreation.gov provides reservation services for the U.S. Forest Service, The National Parks Service and others.

Not into the outdoors? www.pueblo.gas.gov offer several tips on how to reduce your every day spending, as does www.101waystosavemoney.com.

www.thecouponclippers.com can provide you with discount coupons on the products you already buy.

MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education.

Thoughts, Questions, Comments?

Do you have a question you need answered, something you would like to share, or would you just like to say hello? Feel free to send us an email; we will get back to you right away!